Del Toro Insurance Miami | Insurance Agency for Auto, Home, Business & Health
We are the independent Del Toro Insurance Agency located at 1412 West Flagler Street in Little Havana, Miami.
Talk directly with the local agents about insurance for your car, business, health, home or family. We can help you explore available options by phone, online or in person—and explain what a quote includes before you make a decision.
What Can Our Agents Compare for You?
Our office gives you complete flexibility by partnering with GEICO, Progressive, and dozens of leading insurance carriers. We compare dozens of policies across personal auto, commercial auto, business, health, homeowners, and renters insurance to deliver maximum coverage at competitive rates
The companies available for a particular quote depend on the type of policy, your circumstances and each insurer’s eligibility rules.
Our job is not simply to hand you a list of prices. We help you see differences in coverage, limits, deductibles, payment terms and exclusions so you can judge whether two options are genuinely comparable.
If you want to understand how working with an independent broker differs from going directly to one insurer, explore our broker page.
Looking for Del Toro Insurance Miami in Little Havana?
Yes—this is the Del Toro Insurance office serving customers from Little Havana, Miami.
This page, its phone number and the agents below belong to this location. You can speak with our team in English or Spanish, whether you prefer to visit, call or start your request online.
Meet The Licensed Insurance Agents Who Lead This Office
HEYDY DE LA TORRE
INSURANCE AGENT | AGENCY MANAGER
HUGO DIAZ
INSURANCE AGENT | AGENCY PRINCIPAL
Heydy brings years of hands-on experience as an insurance agency manager across Miami, well before joining Del Toro Insurance in Little Havana.
She's guided families and business owners through every step of the insurance process — comparing every option and finding the coverage that actually fits their lives. Bilingual in English and Spanish
Hugo works by one simple rule: there's no such thing as the right policy without honesty and transparency behind it.
He works directly with clients to cut through the fine print and help them make confident, informed decisions that match their real needs — not just the next sale. Fluent in English, Spanish, and Portuguese
Already Insured Elsewhere? Let Us Review Your Current Insurance Policy
If your policy came from another insurer, broker or agency outside Del Toro Insurance, you are welcome to ask us for a fresh quote. A renewal notice or a lower monthly payment may prompt the conversation, but neither tells the whole story.
We can review your current coverage and see which alternatives are available through this office.
What should you bring?
What will we compare?
What if you decide to change?
Your declarations page is the most useful starting point. If you also have a renewal offer, bring it. Those documents help us identify the people or property insured, coverage limits, deductibles, policy dates and current premium. If you do not have the paperwork handy, contact us anyway; we can tell you which details we need to begin.
We compare total cost, payment terms, limits, deductibles and coverage—not just the monthly bill. Your driver, vehicle or business details help us identify meaningful differences, including when a lower price means less protection.
We work with GEICO, Progressive and many other carriers. Which companies can quote you depends on the policy and your eligibility.
We can explain the proposed new policy, its effective date and the amount due before you make a decision.
One boundary is important: this review-and-quote service is open to policies placed through other insurers, brokers and agencies. We do not take over or service policies issued by another Del Toro Insurance office. For those policies, please contact the office that issued them.
Find Us on West Flagler Street in Little Havana
Find our office at 1412 W Flagler St, Ste D, Miami, FL 33135. Our team can help by phone, online or in person.
We serve customers in Little Havana, Miami and throughout Florida.
LANGUAGES:
English
Spanish - Se habla español
Portuguese - Falamos português
CONTACT DEL TORO INSURANCE:
1412 W Flagler St, Ste D
Miami, FL 33135.
OFFICE HOURS:
In-Person:
Monday–Friday: 9:00 AM–5:00 PM
Saturday: 9:00 AM–1:00 PM
Sunday: Closed*
Phone Support: Mon-Sat until 7:00 PM.
Online Quotes & Requests: 24/7
*Check our Google Maps listing for occasional Sunday openings.